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Career Exploration

Credit Authorizers, Checkers, and Clerks

Also called: Commercial Credit Reviewer, Credit Investigator, Credit Processor, Credit Representative

What they do:

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

On the job, you would:
  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
On the job, you'll need:

Business

  • customer service
  • administrative services

Arts and Humanities

  • English language

Math and Science

  • arithmetic, algebra, geometry, calculus, or statistics

Safety and Government

  • law and government

Basic Skills

  • listening to others, not interrupting, and asking good questions
  • talking to others

Problem Solving

  • noticing a problem and figuring out the best way to solve it

Verbal

  • communicate by speaking
  • listen and understand what people say

Ideas and Logic

  • notice when problems happen
  • make general rules or come up with answers from lots of detailed information

Conventional

People interested in this work like activities that include data, detail, and regular routines.

  • Integrity
  • Cooperation
  • Dependability
  • Attention to Detail
  • Self Control
  • Stress Tolerance

Spreadsheet software

  • Microsoft Excel
  • Spreadsheet programs

Presentation software

  • Microsoft PowerPoint

Electronic mail software

  • Email software
  • Microsoft Outlook

Video courtesy of CareerOneStop.

Job Outlook

The job outlook for this position is Below Average.

New job opportunities are less likely in the future.

Median Annual Salary: $44,830